saving money

 

Whoever said that being healthy and fit is too expensive probably never knew what it’s really like to be healthy and fit.

You see, contrary to popular belief, being healthy and fit doesn’t need to be all that expensive. You also see, contrary to popular belief, being healthy and fit doesn’t need to be all that notable.

A penny for your thought? You can always be healthy and fit – and yes, while saving more effectively.

Another penny for your thought? That’s what will make being healthy and fit an expensive goal to be achieved – and yes, while saving more effectively.

How?

Here are some ways:

Going Local

As compared to people who live a healthy and fit life by purchasing goods that sometimes go way beyond one’s normal budget, going local allows you to live a healthy and fit life by purchasing goods that sometime go below one’s normal budget. That’s because local products are (1) made in a natural setting, which can be seen by consumers in person; and (2) made in a natural way, which can be experienced by consumers in person – making for prices that are reasonable enough due to higher demands, but also quality enough due to higher expectations.

Going D.I.Y.

Who’d ever thought that going D.I.Y. can also make you healthy and fit? Aside from the fact that it’s a great way to save effectively, going D.I.Y. for you to be healthy and fit is a great way to save more effectively as you won’t really need to purchase goods. All you need to do is work on those materials that are already in front of you like those old doors that you can use as frames for your new bookshelf project in your bedroom, as well as use those tools that are only in front of you like those old ropes that you can use as seams for your new bookstand project in your living room.

Going Indoors

Simply put: If you want to save more effectively, make it a point to go indoors. Why? Going outdoors is a temptation itself for you to spend more than usual as you’ll be roaming all over the place and seeing all sorts of things, making you buy things to compensate for your time. Going outdoors is also a temptation itself to spend more than necessary as you’ll be roving around all over the place and experiencing all sorts of things, making you purchase things to compensate for your effort. Thus, you need to consider going indoors to make for a new (and highly effective habit) of resisting your urge to use those bills.

So, does this mean I can actually buy my favorite rowingmachine picks rather than paying a monthly fee in that new, but too expensive, gym downtown? Sweet!


saving

Let’s face it.

If there’s one thing all of us have in common, it would be money. But with this, clear problems are being made with practically no clear solutions – even after many years of struggling with one. There’s the struggle of not being able to save early. There’s also the struggle of not being able to budget enough. There’s even the struggle of not being able to invest right.

Regardless, we have the power to overcome every struggle that comes with our dependence to money. We have the power to overcome the struggle of not being able to save early. We also have the power to overcome the struggle of not being able to budget enough. We even have the power to overcome the struggle of not being able to invest right.

And it all begins with a single step…and that is, to save more effectively.

How?

Here are some ways:

Buy more local products.

Believe it or not, buying more local products is one great way to save more effectively.

This is because they are more affordable than store products due to (1) being freshly made every day, (2) being naturally made without preservatives, and (3) being made someplace where everyone can see how the product is made – making it more trusted by consumers or making it more demanded by suppliers, which ultimately leads to a local product being sold at just the right amount.

Do things by yourself.

Admit it or not, doing things by yourself is another great way to save more effectively.

This is because it is more affordable than hiring others due to (1) being able to choose what you want for the project, (2) being able to control how the project will be done, and (3) being able to do the project without spending that much on the labor force on top of the materials and tools – making it more sentimental for you or making it more valued by others, which ultimately leads to doing things being completed at just the right inclination.

A penny for your thought? Check out this saw.

Always remember, we have the power to overcome every struggle that comes with our dependence to money.

There’s the struggle of not being able to save early, which we can overcome. There’s also the struggle of not being able to budget enough, which we can overcome. There’s even the struggle of not being able to invest right, which we can overcome.

And it all begins with a few steps…and that is, to buy more local products and to do things by yourself.

Do you know any other ways to save more effectively? Let us know in the comments section below!


Let’s say you’re trying to finish a home project and you’re using your old log splitter. Then suddenly, while you’re having the time of your life, it breaks! The worst part is it can no longer be repaired! Obviously, you’ll start worrying about how you can complete the task when you know there won’t be a next time. Plus, you’ll be stressed about where you can get the money to buy a new one. However, if you have an emergency fund, you can remove all the worries, calmly check out the best electric log splitter out there, and purchase another!

Having an emergency fund won’t stress you out about unannounced happenings, which is why you need it.

emergency fund piggy bank

An emergency fund isn’t only beneficial when there are materials and appliances you need to repair and replace. It’s also useful when…

You had an accident

You can’t tell when you’ll encounter an accident, so you need a separate fund for your unexpected medical or dental bills. You might have insurance, but they don’t guarantee that you won’t pay a single dime. Other hospital operations and procedures aren’t covered by your insurance too, which means you’ll have to get some money out of your pocket. If you’re saving up for a brand new car or something else, getting money from your savings will be a pain in the ass. So, for uncontrollable events that could happen, it’s best to stay ahead of the game and save.

accident

You need to repair your car

Auto repairs can take you by surprise. And most of the time, the amount of cash you need to spend for these repairs make your jaw drop. Using your car daily for transportation demands a lot of maintenance procedures from your end. Even if you think you’re taking care of your vehicle, you might fail to see a few parts that need replacement. Then you’ll just discover them once the car shows noticeable symptoms or starts breaking down. This is where the emergency fund enters the scenario. If you’ve allotted a few bucks for auto repairs, then you don’t have to disturb your savings or your credit card. Aim for less stress!

You need to travel immediately

As painful as it may sound, a family member’s death could be the reason for an immediate, unexpected trip. And of course, you won’t only pay for the costly late-minute plane tickets; you’ll need pocket money as well. If you’re a businessman, an emergency meeting outside the country could also cost a lot. Which is why, ladies and gentlemen, you need to start saving for an emergency fund.

flying plane